Finances

How to Pay for College

When I left home to head off to college, I has no money sense. I didn’t know how to save or budget and I certainly didn’t know how to pay for college. Back then, I thought student loans were just what you did – and of course a…

Saving Money During the Holidays

The holiday season is by far my most favorite time of year. What’s not to love about festive tunes, whispers of Santa, soft sugar cookies, and gifts galore? Although the hustle and bustle of the holiday season brings an abundance of excitement, Christmas has the potential to be…

Buying Your First Car Tips

I can easily recall when I started looking to buy my very first car. I had been able to use my parents’ cars while growing up. Now, I was home from college and working full-time as a nanny and ready to buy a car for myself. It’s an…

Find Your Financial Animal With TCF Bank’s Fun Quiz #MC

“I participated in an Influencer Program on behalf of Mom Central for TCFBank. I received a promotional item to thank me for participating.”   I’m ashamed to admit that my least favorite high school class was Financial Literacy. In my teenage brain, “smart financial decisions” were the least of my…

Build a $1000 Emergency Fund in (less than) a year!

Build a $1000 Emergency Fund in (less than) a year!

Just two short years ago, my husband and I scraped by from month to month barely making ends meet and definitely living paycheck to paycheck. We made it a goal and work extremely hard to pay off our debt from student loans and a car loan and start…

Tips to Stretch Your Christmas Budget

I received a MasterCard prepaid gift card as a thank you for this post. Opinions are my own. During the holiday rush, many people choose to purchase gifts for members of their family and even their business associates. Depending on what type of gift they choose, and the…

Why You Should Consider Layaway for Your Holiday Shopping

This is a sponsored post. I am a Kmart blogger, though all opinions are my own. At one time, credit cards were relatively unknown and parents often put items on layaway for special celebrations such as birthdays and Christmas. Then along came the credit card and people found themselves a convenient…

Manage Your Household Finances – A Guide for Women

As women, we wear many different hats from chef, chauffeur, maid, house cleaner, child rearing, and others. Many women these days also work either outside the home or with their own creative at home jobs from daycare to sales or handmade shops. With all these roles, as important…

Visa CARD Prepaid Debit Card

This post is brought to you by Visa prepaid cards from CARD.com. Opinioins are my own. Find your unique card design at CARD.com. This past year, we have been trying to teach our young boys early lessons about financial responsibility. We have started by assigning them each responsibilities…

Coinstar Gift Cards Option With No Fee!

I received compensation for this post. The opinions and experience using Coinstar are my own.  Did you know that, “Around $10 billion in loose change sits idle in American households” –Coinstar Coin Facts. That number is staggering to me! How much money do you have around your own…

Understanding the Basics of Retirement

My husband and I got married young, we were both in our early twenties when we wed. Then, our oldest was born 10 months after our wedding date – yes, we were blessed with a honeymoon baby. Neither of us regret our marriage or having children early on…

Our Experience Living Through the Phoenix Housing Bubble

We have lived in our same home for 8 years now and living in the rocky housing market here in Phoenix, Arizona, we have seen many ups and downs all around us where we live. When we first bought our home, the market was on its way up…